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Who is 1st Advantage?

We are more than a financial institution. We are a solution finder. A valuable resource. Your valuable resource. Safe and sound, 1st Advantage Federal Credit Union is federally insured, just like a bank.  Learn more

And because we are a member-owned cooperative, we can offer our members tremendous financial advantages in the form of lower-rate loans, better-rate savings, and many free services. We are your neighbors who share your values—living, working and going to church and school together—and we make it our responsibility to share what we can, giving back to our community. That's not just life at 1st Advantage. That’s Life. Shared.

Find out more by visiting www.1stadvantage.org/about/

Control your auto experience.

Make sure you are always in control when purchasing a vehicle. 1st Advantage offers the keys to your success. Before shopping consider these time and money saving solutions.  Learn more

Control Your Auto Experience

Make sure you are always in control when purchasing a vehicle. 1st Advantage offers the keys to your success. Before shopping consider these time and money saving solutions.


Get Pre-approved: By doing so, you can go to the dealership with the same level of control as a cash buyer. You will know exactly how much you can afford and negotiate the best price possible before rebates and promotional incentives. Most importantly, you have the power to skip the dealerships finance office and simply sign the papers to take home the car or truck of your choice.


Review Your Service Options: 1A offers our members additional auto protection with products such as Guaranteed Asset Protection (GAP) Insurance, Extended Warranty and Debt Cancellation. We can make sure you are prepared in case you are put in a difficult situation.


1st Payment Extension: When financing an Auto Loan at 1A, our members can defer their payments up to 90 days*. With the extra cash you can roll the money up into a Money Market Account, a Share Certificate, or save it for the future.


Auto Advantage: 1A can take the stress out of the entire vehicle purchasing process. Auto Advantage is a free auto locating, negotiating and financing service. Our experts are familiar with the in’s and out’s so let them handle the details.

Want to contact us?

Drive away in the vehicle you want. Let us show you how. Contact us at 800-359-7650 or complete this form and we will contact you.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.