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Who is 1st Advantage?

We are more than a financial institution. We are a solution finder. A valuable resource. Your valuable resource. Safe and sound, 1st Advantage Federal Credit Union is federally insured, just like a bank.  Learn more

And because we are a member-owned cooperative, we can offer our members tremendous financial advantages in the form of lower-rate loans, better-rate savings, and many free services. We are your neighbors who share your values—living, working and going to church and school together—and we make it our responsibility to share what we can, giving back to our community. That's not just life at 1st Advantage. That's Life. Shared.


Who is eligible for membership?

If you live, work, worship or attend school on the Virginia Peninsula—including Williamsburg, James City County, Newport News, Hampton, Poquoson, York County (including Seaford, Dandy and Grafton) and Gloucester County (including Gloucester Point, Hayes, Schley, Whitemarsh and Belroi)—or have a family member who is already a 1st Advantage Member, you are eligible to join us.

Find out more www.1stadvantage.org

Save On The Car You Love.

Refinance now and enjoy our lowest auto loan rate in years! You could save hundreds with rates as low as 3.25% APR*. Plus, take advantage of this great deal now and you could receive a $100 VISA gift card**.  Learn more

Don’t Let Our Low Auto Rates Pass You By!

For a limited time, we’re giving you the chance to refinance a vehicle at our low rate of 3.25% APR*. Plus, if you close on a loan of $10,000 or more before 3/31/2012 you’ll receive a $100.00 VISA gift card**.


Trust in us: 1A is a financial institution you can rely on. We offer you the best solutions to help you achieve all of your financial goals. At 1A, you get a trusted source for affordable, versatile financing options to fit your lifestyle and budget.


Save Money: Do you want a little extra money in your pocket each month? Then our low auto rates are the perfect solution. Our rates will reduce your monthly auto payments allowing you to save hundreds of dollars. So, whether you're in the market for a new car, looking for something used or planning to refinance an auto loan, we offer the competitive loan rate that will help you save. Plus, even if your vehicle doesn't meet all of the requirements, you will still be eligible for a standard refinance offer a great rate and term.


Peace of Mind: 1A offers our members additional auto protection. Our Auto Loan Specialists can explain the details of low-cost products we offer to help protect your new investment, such as GAP Insurance, Extended Auto Warranty Coverage and Debt Cancellation assistance.



*APR=Annual Percentage Rate. Restrictions apply. Valid on 2007-2012 vehicles that have less than 75,000 miles. Limited time offer, subject to change without notice. Not valid on refinancing of existing 1st Advantage auto loan. ** Must finance $10,000 or more before 3/31/2012. Gift card will be provided 30 days after loan closing.

Car Buying Made Easy.

1st Advantage Federal Credit Union takes the stress out of the car buying experience. We can get you behind the vehicle of your dreams at a price you want without the hassle you don’t need.  Learn more

At 1st Advantage, we understand that your time is valuable. That’s why when it comes to purchasing a vehicle; we get you pre-approved, behind the wheel and on the road saving you time and money at the dealership.


At 1st Advantage Federal Credit Union, you can apply for your auto loan and know how much you are approved for before you ever set foot on a car lot. This gives you the freedom to shop knowing that your financing is already secured. When you’ve already worked out the amount you’re pre-approved for at 1A, you can concentrate on getting the best price and score a better deal on the vehicle you want. In the dealer’s eyes, you’re buying the car in cash, so it’s a win-win situation. It also gives you piece of mind to know the price range of the vehicle you qualify for and what your monthly payment will be before you shop.


Can car-buying really be that easy? With 1st Advantage Federal Credit Union, the answer is yes.


Don’t wait! Call 866-624-1938 to speak with an Auto Loan Specialist today or

!


Get Started Now!

You are just a couple of steps away from receiving a great low rate & $100 VISA Gift Card**complete this form and we will get you moving.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.